Archive for April, 2007

by Shafir Ahmad
If you are like most people, you find yourself in a mad dash from the time you wake up until the time you go to bed. People these days are busier than ever before and this adds a lot of stress. But there are ways to reduce the stress of being busy by managing your day and life a little better.

First of all, you have to realize that it’s okay to say no. Many people will over schedule themselves because they feel guilty about saying no when someone asks something of them. They may feel that by saying no, they will disappoint others, but the only person they end up disappointing is himself or herself, because there is no time left to do what they want to do.

Many people lose site of the most important priorities. They over schedule themselves so much to please others, or commit to doing so many things for others that they overlook their own needs. How many times have you been so busy that you skipped lunch? Do you make time to exercise? Sit down and make two lists. One is a list of priorities and what is most important to you. Now make a list of everything that you do in a day. Compare the two lists. Do they match up? If not, you need to make some changes. Remember to always make time for yourself.

Here are six ways that you can manage your stress:

1) Manage your money wisely. Many people are working long hours and sometimes two jobs to make ends meet. Take a long, hard, look at your financial situation. Are there things that you could cut back on to ease the financial stress you are under? Learn to manage your money more efficiently. If you get your financial life under control, your stress level will go down a bit and you may be able to cut back on your hours at work.

2) Stay organized at home and at the office. Looking for lost items or documents is a huge time waster. Not to mention the stress you feel each night when you come home to a cluttered, disorganized home.

3) Take your vitamins. This can help relieve stress, especially the B-complex vitamins and vitamin C. In addition, vitamins can help fight the damage that is being done to your body by stress.

4) Listen to music. Music has proven physical and mental health benefits. It can go a long way in relieving stress. Listen to your favorite music on your commute to and from work and while at work if allowed.

5) Practice breathing exercises. This is something that can be done anywhere and is a great way of releasing tension and lowering your stress level.

6) Develop a positive attitude. For a lot of people this is one of the hardest things they will ever do. It’s a fact that people with a positive attitude have less health problems, less stress and more luck in life.

These ideas may not help you become less busy, but they will help you to deal with it all.
Remember, you are the most important person in your life. Take care of yourself. Learn how to deal with the stress of being too busy.

Shafir Ahmad is the author of “The Experts Guide to Managing Your Time”. If you are not managing your time, you are wasting it. Don’t waste time! Get your 7-Part eCourse on Secrets To Better Time Management at http://www.PlanYourTimeNow.com

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by Coach Ericka Jackson
As believers, mastering effective time management is one of the greatest ways we can be fruitful and demonstrate our faithfulness. We have to do all that secular businesses do and find time for our prayer, meditation, worship, and service. As believers, we have to be twice as good to be a full reflection of God’s glory. There is one business principle that is true for all businesses — your business will prosper to the extent that you master peak productivity. The key to executing at a peak performance level is having effective time management habits.

It is truly possible to know what God created you to do and live life longing for it, without ever making the time to actually carry it out. Second to lack of trusting God to provide, lack of time management is the reason so many people never fully bring forth God’s vision for their lives. It would be a torturous existence, but people do it everyday because it is so easy to stay completely busy each and every day of your life without making a single significant dent in God’s intended purpose for your life.

In God’s Kingdome, time multiplies when we put Him first. Now is the time to take an inventory of how you are spending your time. Is it forwarding your freedom and vision? Is how you currently spend your time adding to your income? Remember that your schedule should be full of tasks and commitments that bring you joy, increase your spiritual and physical energy, and create profits for your business.

As believers, time is more valuable than money and you often need to tune-up your schedule. Here are my top five effective time management secrets that can transform your relationship to time.

§ Slow down to get more done. This is my best time tip ever! Traditional myths of success tell you that the busier your schedule is, the more successful you will be and this is just not true. The more focused and smarter you work, the more successful you will be. S-L-O-W down and you will find yourself getting more and more done.

§ Take time to plan out your year, quarter, month, week and day. This sounds basic, but so few people actually do it. When will you complete that large project? When will you make those follow-up calls? What days are available for meetings? When are you available to serve? Block out those days on your calendar and you will know how much time you have left to work with.

§ Limit access to your schedule. This is one of the greatest techniques of all time! Guard your time because it is the most valuable asset you own. The more you create undisturbed time to complete priority tasks, the more quickly you will bring forth the success you desire. Allow your voicemail to pick up your calls for 2-3 hours per day, turn off your cell phone ringer, set up phone meetings instead of live meetings, limit the number of incoming calls you accept, have people send you faxes before you will set up a phone appointment with them, etc. Hang up a “Do Not Disturb” sign…do whatever it takes to guard your time like it is more precious than diamonds or rubies.

§ Handle outgoing before incoming. Always handle outgoing tasks first and then open the gates to you incoming items only once you have sent out your priority communication for the day. Place your phone calls before you even check your voicemail messages. Send out your necessary emails before you even peek into your email inbox. (Please disable any email notifications or pop-up notifications.) Send out those letters before you open your mail for the day.

§ Choose 3-5 main visionary tasks to complete first thing each day. Choose only your most important 3-5 tasks to complete that day and do then first thing. Limit all access to you until you complete these tasks and you will find that the productivity will increase your energy and the time you have for everything else.
As you continue to move from busy to more profitable in your life and business, there are some great questions you should ask yourself so you can uncover any deep-seated habits, or self-sabotaging patterns that will set you back. Ask yourself, “What are my time wasters and excuses?” and “What am I hiding from by always staying too busy?” Implementing these five techniques alone will get you back in control of your schedule. With these questions and techniques, you are on the road to increasing your fruitfulness.

Ericka D. Jackson is a Christian Speaker, Author, and Business Coach. She provides individuals, organizations, and churches with the tools to achieve God’s vision for their lives. Visit http://www.erickajackson.com for insights, techniques and resources to fulfill your calling.

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by Shafir Ahmad
If you are like most people today, you live a very busy life. You wake up in the morning and before you know it, bedtime is here again and you feel like you still have a million and one things to do. This can cause a lot of added stress in your life - stress that you don’t need. So let us look at ways that you can schedule and prioritize your life to get more done in a day.

1) Sit down and write out all of your priorities. These priorities should be the things that are the most important in your life, not everyone else’s life. What are the most important things that you have to get done every day? Now put these priorities in their order of importance. If you have deadlines to meet, the jobs with the closest deadline should be at the top.

2) Write out every hour of the day starting from the time you get up until the time you go to bed. Be sure to schedule meal times. To stay productive you have to keep yourself healthy and your brain fed. Try to schedule yourself for at least 7-8 hours of sleep a night. This will get your body and brain enough time to rejuvenate from your hectic day.

3) Insert your priorities into your schedule. Do you have a particularly difficult project that you have to finish? Insert it into your schedule during the time of day that you work the best. Some people are the most productive in the mornings, while others are more productive in the early evenings. Determine the time of day that you are at your best and schedule your most important projects there.

4) Don’t try to schedule everything to be finished in one day. While it is tempting to try to get everything done at once, doing this will only make you feel rushed and stressed and your projects will suffer because of it. Extend them out over the period of a week or more. You can schedule an hour each day to work on individual projects. If you need more time to finish, request an extension from your boss if possible.

5) Be sure to schedule in free time every week. Everyone needs a little free time to just relax around the house or go out to a movie. Schedule in your household chores also. It doesn’t have to be daily but you should schedule in enough time through the week to get things like laundry and cleaning done.

6) Mark through each item on your list when it is accomplished. This gives you the feeling of closure and accomplishment. It can make you feel less stressed by knowing that things are getting completed in a timely manner.

Just remember to make a schedule for a week at a time. This will help you to plan ahead and get psychologically ready for your week. Schedule tight. Do not leave a lot of time in between projects. This is just wasted time that could be better spent. Don’t be afraid to adjust your schedule if you find that something is not working. Be flexible, because life is unpredictable.

The most important tip of all, once you make your schedule: Use It!

Shafir Ahmad is the author of The Experts Guide to Managing Your Time. 95% of the general population aimlessly wastes their time. Don’t waste yours! Get your 7-Part eCourse on Secrets To Better Time Management at http://www.PlanYourTimeNow.com

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by masterofsuccess
If you had noticed, most people around you always yearn for more time. Some wished for 36 hours each day while others just cannot figure out why they simply cannot finish what they hope to accomplish that day. If you were more observant enough, you find a small group among this people who are very contended with the hours they are given everyday. They are able to finish what they set out to do that day and yet still have spare time to do what they like to do. But what is the difference between this two distinct group of people? How did they manage to do what most cannot accomplish even though all of them are doing the same thing?

The answer is simple — time management. It refers to the tools and techniques for planning and scheduling time, with the intention to increase the effectiveness and the efficiency of personal and corporate time use. Management is the process of getting activities completed efficiently and effectively with and through people. With proper time management, you will be able to make better use of the 24 hours given to you each day, instead of asking for more hours everyday. Stop complaining for more time because that will never happen. Instead, think of how to manage the hours you have.

Being organized is one key factor to good time management. Studies have shown than a person who works on a messy desk spent one and a half hour each day looking for things, when this 90 minutes can actually be put to better use. Being organized is also a form of stress relief as you know where things exactly are. Looking for them will be piece of cake compared to a disorganized person who do not even know which is where. As such, having a good organization skill couples your time management ability. It saves time knowing where to get a specific thing and how to get it.

Health also play an important role in time management. When you are tired, go get a nap or a good sleep instead of dwelling on the project. You will not be making significant progress and time is going to get wasted. Our mind needs to take a break every now and then to recharge its mental batteries. Only after you are refreshed will be able to produce quality work. The break can be considered a well-spent quality time and this is part of time management too. Incorporating breaks in between tasks is necessary to ensure maximum efficiency in whatever you do.

The bottom line is that for you have more time to yourself, you need to look at the big picture itself. Your health and organization skills contribute to how you manage time. Either one not taken care of properly will affect your time management capabilities in creating more time. So don’t waste anymore time now. Change your lifestyle right away and you are on your way to be part of the group who do not have to worry having not enough time doing whatever he/she yearns to do.

Go visit http://www.achievesuccessonline.com right now!

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by Steve Crenshaw
When Henry Ward Beecher was asked how it was that he could accomplish so much more than other men, he replied:
“I don’t do more, but less, than other people. They do all their work three times over: once in anticipation, once in actuality, once in rumination. I do mine in actuality alone, doing it once instead of three times.”

Did you read that statement? How many times have you created a list; or just did not put something on a list; or maybe sat outside a customers office because you were playing out in your mind what would happen when you did the thing your knew you were supposed to do? Chances are you have procrastinated before. Nike gave us the phrase, “Just Do It.” I think they took Mr. Beecher’s sentiment and condensed it. If you want a balanced life you must stop projecting your thoughts on something before it happens and quit worrying about what you should have done after it is passed.

Three good ways to break this cycle are:

1. Change your thoughts. I know this sounds over simplified but it is true. The best way to change your life is to change your mind. Think about people in your life that affirm you. Think about what made you happy when you were a kid. Think about what makes you happy now; wife, husband, family, art, music, football, whatever.

2. Change your heart. What you let into your heart is what stays in your life. If you are constantly playing out what the next business deal is or where the next sell is coming from or how the bills are going to get paid stop because these things are going to become habits then you may get stuck in a rut you will need more than coaching to get out of. I’m not saying don’t plan and set goals. I am saying quit playing in your mind and just do it.

3. Change your future. Find someone to come along side you as a coach or mentor that can help you set goals and keep you accountable to those goals.

Plan daily what you are going to do and do your most important things. Do not spend time wrestling with the; “should I do this or the”, “I wish I had done that.” Make quick but solid decisions and trust your gut. always focus on the task at hand.

Steve Crenshaw is a Life Balance and Personal Success Coach. Pinnacle Balance Coaching was designed to help you find balance in your life. Go to our website now and sign up for our monthly newsletter the Pinnacle Balance Edge. Each month it is filled with tips to help you find your Life’s Balance. Pinnacle Balance Coaching

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by Wolfgang Halliwell
When a friend of mine announced that she did not think time management training was worth doing, I had to take notice. She is an experienced trainer who had just started working for a large company and usually knows what she is talking about. Her comment did, however, cause me to question her, so she expanded on her statement.

She went on to explain that she had nothing against time management training in itself. Her issue was the way in which it was being used in her organisation.

Typically, line managers would send their staff on time management training whenever issues about efficiency or productivity cropped up. Little thought was being given to whether time management training was the right approach.

Her frustration stemmed from the fact that managers were effectively trying to fit the problem to the solution rather than the other way around. They were not making any real attempt to work with individuals to find the root cause of the issues they were having.

The outcome was that people were attending whole day training courses run by my friend but getting very little out of this. The training she inherited was generic and had not been tailored to the needs of the business, let alone the individual participants.

Over a bottle of wine we spent sometime discussing how to fix this problem, and came up with a plan.

Step One: My friend would contact all managers requesting time management training for their staff, and probe them so she could understand the need. This would include revisiting what has been discussed with individual staff members so far. In many cases individuals were not aware that their efficiency was in question.

Step Two: Where necessary, she would conduct some on job observation to understand the situation first hand.

Step Three: She would design a new training solution based on the needs of the business areas and linked to specific business issues. However, she would also make alternative recommendations in individual case where she considered time management training would not be appropriate.

Step Four: Individual nominees would be briefed by their line managers three weeks before the training. Both parties would agree the outcomes to be achieved. The individual participants would also be briefed to complete a daily time log for two weeks, to help identify how they use their time now. A key part of the training event would be to link with the briefing and the time log. Individuals would not be allowed to attend the training without completing this step.

Step Five: The training event itself would end with each individual producing a plan of action.

Step Six: Follow-up one to one coaching linked to the action plan produce during the training. . In some cases this would be carried out by the line and in some cases by my friend. The amount of time spent on this phase would depend on the needs of the individual. This important step ensures that the training is set down to practical outcomes.

With a proper structure now built around time management training my friend confessed to being confident of success. She also admitted that time management training is worthwhile after all. Or was that just the wine talking?

© 2007

Wolfgang Halliwell is a learning and development consultant who has authored a number of courses for Trainer Bubble. For more learning resources visit: http://learningresourcefinder.com

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by Elaine Currie
Time is your most precious resource when you work from home on the Internet. If your Internet connection goes down or your computer blows up, the situation can be remedied but if you waste time, it is gone forever. If you fail to develop effective time management techniques you will all too often find that the hours you had intended to use productively have evaporated without trace. Time, although free, is valuable and it is irreplaceable: every second is unique and should be treated as an important asset. You will only manage to save time if you plan and employ your own personal time management strategy. We all have different demands being made upon our time, so managing to save time will be achieved in different ways by each of us. There is, however, one sure way anyone working at home online can manage to save time and that is by modifying the way we treat our email.

The trouble with working online is that your email is always just a click or two away at any time during your working day. If you were running an offline business from home, your day would be centred away from your computer and you would have to make a conscious decision about when and how often to check your email. When you are already sitting at your pc and connected to the Internet, it is just too easy to forget all about time management techniques and develop bad email habits. If you use the following time management strategy, you will maintain control of your working hours and find that you can easily get more done in less time.

1. Set an email schedule for yourself. Make it a rule only to check your inbox two or three times a day and set a strict time limit (ten or fifteen minutes per session is about right) on how long you spend dealing with email.

2. Don’t check your email as soon as you power up your computer at the start of any work session. You will be at your most alert and creative during the first hour of work. Use this time to complete more complicated or difficult tasks.

3. Don’t have your email alert permanently on to notify you as soon as an email hits your mailbox. This will serve to distract you while you are working and tempt you to abandon the schedule you have planned.

4. Deal with each email as soon as you read it. Flagging an email and going back to it to send your reply makes double the work. The only time you should permit yourself to do this is if you need to do some research before you reply.

5. Use your bookmark function. You are bound to get emails that contain a link to a website. Maybe you have subscribed to interesting online news letters or they could be offers of useful ebooks or tools. The time you have allocated to your email session should be used solely for reading and replying to emails. Bookmark any of the sites that appear worthy of further investigation and schedule time for a visit. This is the most dangerous part of dealing with emails: all commercial emails will have a “hook” with which to catch you, drag you into a black hole and make your time disappear. You must be alert to this so that you can unhook yourself and visit these websites at a time you decide is best for your schedule.

Developing good time management techniques is not difficult. You do, however, need to be constantly on your guard against temptations which might make you forget your time management strategy. Developing good habits and curing bad ones is the foundation of effective time management techniques

You will find ideas about earning money, useful home business resources and time management tips at Elaine Currie’s Work At Home Directory Formore articles about online writing visit Writing Tips

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by Shafir Ahmad
Most of us are eager to give of ourselves and then give some more. Whether it’s giving advice to friends or coworkers, volunteering for activities in the community or at our child’s school or just saying yes to every request that comes our way. What happens with all this giving is you become so buried under a mountain of responsibilities that the most important things in your life suffer. You have to take time for yourself and your family. One way to do this is to become more efficient in every area of your life. Let’s look at six ways to become efficient.

1) Schedule your day. If you have to, get up an hour early each day and write out your plan for the day. Then priotize each task on your list and put it in order of priority. Schedule what you need to do into a planning sheet and block out time to get it accomplished. Do this every single day, even on the weekends.

2) Stop trying to multi-task. Turn off the email notification function on your computer. Email kills your concentration and makes you lose focus on what you were doing. Don’t get side lined by interruptions from others. If you are trying to finish a report for an important client or meeting, don’t accept a request from a drop-in visitor who “just has a quick question”

3) Learn to control self-interruption. You are at your desk absorbed in your work, when all of a sudden you brain starts talking to you. It reminds you of something that you need to tell a coworker or an important task that you need to take care of. Instead of grabbing the phone or shooting off an email, write down what you need to tell that person or the task that you need to do in a separate binder that you keep for such purposes. Keep working on your current project and set aside time later to take care of things on your binder list.

4) Say NO more often. Know what your priorities are. When someone requests something of you and it doesn’t fit into your priorities, just say no. You don’t have to justify your answer with a long explanation or excuse.

5) Delegate as much as you can. We often think we can do everything ourselves, or that others will not devote as much care to the task as we would have. That is delusion, as we do not have enough time to do all that anyway. Other coworkers or other members of your family could easily do some of the tasks. Get away from the thinking that you are the only one who can do the job right.

6) Stop trying to be perfect. Some tasks can be done and are just as successful even if they are not perfect. Trying to be perfect with everything will slow you down and cause too much un-needed stress in your life.

Your time is a very precious resource that should not be wasted. Efficiency is the key to getting things accomplished in your work and at home. Implement the above steps and you will find yourself accomplishing more in less time, and with less stress.

Shafir Ahmad is the author of “The Experts Guide to Managing Your Time”. If you are not managing your time, you are wasting it. Don’t waste time! Get your 7-Part eCourse on Secrets To Better Time Management at http://www.PlanYourTimeNow.com

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by Kirrily Dear
Tips on Task Delegation, Priorisation

One of the greatest sources of stress for business owners (besides the company bank balance) is the pressure that comes from having only limited time to achieve a lot. There is one very simple exercise you can complete that will remove this pressure. In fact you can start to create significant change in the pressure you’re experiencing right now.

How competing demands generate stress

Before we get into the detail there is a short activity you need to complete. Think about a day recently where you felt stressed or under pressure because there was a number of activities or people demanding your time. List all of the activities you completed on that day, in rough chronological order. Include all the detail such as answering phone calls, meetings, answering questions from staff or clients, getting your lunch etc. It’s probably going to be a fairly extensive list.

Also now think about the different hats you had to wear to fulfill those activities, for example, leader, negotiator, administrator, parent, mentor, janitor. The stress of competing demands comes not only from having too much to do but also the emotional and psychological stress of needing to constantly change perspective. This can lead to feelings of doing a half-baked job, frustration and a lack of fulfillment.

The shortfalls of traditional time management

There are a lot of really good theories around about how to manage and allocate time. Stephen Covey’s time management matrix is one of the most frequently cited. Also there are a range of diary based systems and training courses. These tools can be highly useful in the right context. However as a business owner these tools can also be very difficult to implement for a range of reasons. Some approaches lack flexibility, are difficult to manage in real time, involve a significant amount of administration or require a level of discipline that, in practical terms, doesn’t exist.

Get clear priorities and the stress will go away

The single most significant thing you can do to reduce the pressure of competing demands is get clear priorities. Clear priorities provide a ranking system for your activities. When that ranking system is enforced the demands on you stop competing and the stress caused by that competition goes away.

Your priorities should be based on business goals

As the business owner you are likely to be the most senior leader in the business. Therefore it is critical that your behavior is in line with the business goals and strategy. This will ensure you are leading by example and will result in your behavior being reflected in the behavior of other team members.

Your business goals and strategy will tell you what’s important and what you need to be doing. For instance, if you are in growth mode your list of priorities might be:

o Managing cash flow
o Implementing lead generation process
o Growing strategic alliances
o Communicating with existing clients
o Developing team skills
o Building stronger systems
o General business administration

Making changes

Here’s what to do to start reducing the pressure of competing demands.
1. Develop your list of priorities and rank them
2. Test that the ranking is accurate by asking trade off questions, e.g. What if you could only do one and not the other?
3. Make sure you truly believe in the accuracy and logic of the prioritization. If you have any doubts you won’t be effective in changing your behavior.
4. Analyze the list of activities you developed at the beginning of this article. How might you have approached that day differently if you were working in line with your priorities?
5. Then apply the same thinking to today, tomorrow and perhaps some busy days you know are coming up soon. How will you approach those days differently?
6. Put the list of priorities in your diary and in a very visible place near your desk or workspace.
7. Explain to the people around you:
o What you are doing
o The outcome you are trying to achieve (e.g. reduce stress, improve productivity)
o The logic of your approach and some of the different behaviors you are trying to develop. You will be surprised how quickly they come on board to help.

Each time you go to start an activity or respond to a situation look at the list and do a quick reality check. Should you be doing this now or diaries it to address another time? Or delegate? Are there more important activities that need your attention right now?

At the end of each day take a couple of minutes to reflect on how you performed against your priorities and recommit to any behavior changes required.

The reduction in stress will be commensurate with the change in behavior and discipline. These will happen with time and practice. It’s like changing the direction of a big ocean liner. First you need to set the new course then gradually the helm will turn around and come into line.

Eyes Wide Open can help you gain the objectivity you need to effectively determine your priorities. We can challenge your thinking on what is really important as you grow your business. Simply phone our office on 02 9665 5293 to have an obligation free chat about how we might help.

Kirrily Dear is the Founder and Development Director of Eyes Wide Open. Kirrily has worked in the field of strategy and research for the last 13 years. Her experience extends internationally to include North America, UK, Europe and New Zealand. She is a widely published writer in the field of business development. http://www.eyeswideopen.com.au/

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by Shafir Ahmad
Do you wish there were more hours in a day to get everything done? Well, isn’t it true that you have the same amount of hours as any other person on this planet? Maybe what you need is not more hours, you just need to learn to manage the hours you already have. Here are six common mistakes that people make, and how you can avoid them.

For some reason, it is common belief that to get more done, you need to work harder. This is totally false. The secret to accomplishing more is not to work harder, but to work smarter. That is why you should always start your day with a plan of action. Every morning write down what you will accomplish that day. Start your day with this plan in mind. Mark through each item as you accomplish it. Do not let anyone derail you from this plan.

Another big mistake is being out of balance in your life. If your financial life is a mess, you can’t focus on your personal life, so therefore your personal life may suffer, which will cause you to be unable to focus at work. Each area of your life influences the other. Do your best to achieve a healthy balance in all areas of your life and your day will flow better with less stress.

Trying to work on a messy desk is another big mistake. Studies show that a person who works on a messy desk spends one and a half hour per day looking for things. Being organized is the key to good time management. Knowing where everything is at can be a great stress reducer. Need to find that important document for your boss in the next five minutes? An organized person, with an organized desk, would have it ready with four and one half minutes to spare.

Not getting enough sleep can mess up your whole day. If you are tired, you can’t work as effectively as you should. Projects will take longer to complete and therefore more time is wasted. Get eight hours of quality sleep a night. The quality of sleep is important. If you are tossing and turning, waking up every hour, you are not getting quality sleep. You may have been in bed for eight hours but you will still be tired.

Not delegating is a huge mistake in managing time. If you have the resources by all means delegate. There are other people out there that can do a job as well as you can. Don’t waste time by trying to do it all yourself.

Not taking a lunch break is another common mistake in managing your time. Sure you may get that extra half hour of work in, but is the work quality work? Could you have done it better and faster if you would have taken the time to eat and recharge your mental batteries? Our minds need a break every now and then. Take a lunch break and relax. You may find that you get a lot more accomplished.

These are the most common mistakes people make in managing their time. Stop making these mistakes and stand out from the crowd.

Shafir Ahmad is the author of “The Experts Guide to Managing Your Time”. If you are not managing your time, you are wasting it. Don’t waste time! Get your 7-Part eCourse on Secrets To Better Time Management at http://www.PlanYourTimeNow.com

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